But I’m also thinking of DR’s recommendation to do whatever it takes to generate more income during the time folks are trying to pay off debt. For most folks, that would be getting a part time job to supplement their income. On a farm like ours, that means speeding up the pace to bring some new income stream into production. In other words, for every $100 we invest in the farm, we can then generate another $1000 (or more). So this becomes a really tempting way to spend the money – in ways that really dramatically boost our income. Hence the debate.